Wednesday, December 23, 2009

TAKAFUL UNDERWRITER INSURANCE

Takaful insurance with all its superiority to provide the best solutions and services in financial planning and risk management for the people by offering financial services and Islamic Takaful professionally managed, fair, honest and trust. All disasters and human disaster is the provision of God. But man must seek to minimize risk and financial impact that may arise. These efforts are often inadequate, thus creating the need for risk transfer mechanisms such as through the concept of Takaful, or insurance.

As an Islamic insurance company, Takaful works with the concept of helping in the goodness and piety, as outlined in the Qur'an? An,? And please menolonglah you in goodness and piety? (Surat al Maidah: 2). With this foundation, Takaful make all participants as one big family that will protect each other and jointly bear the financial risk from disasters that may occur in the Al-Mudharabah, Al-Wakalah, and Tabarru?. Akad-akad not contain elements of Takaful Al-Riba (interest on money), Al-Maisir (Judi), and Al gharar (the chance) is prohibited in the akad-akad Islamic finance.